PATHWARD FINANCIAL, INC.: 10-K filed 2016-12-14
What PATHWARD FINANCIAL, INC. reported in its annual report filed 2016-12-14 (fiscal FY 2016): 29 published measures, 129 facts as tagged in accession 0000907471-16-000067.
This filing
- Form
- 10-K (annual report)
- Filed
- 2016-12-14
- Fiscal period
- fiscal FY 2016
- Accession
- 0000907471-16-000067 on SEC EDGAR
Values are as tagged in this filing. A later filing can restate them; each measure links to its history page, which shows the latest-filed value per period. All PATHWARD FINANCIAL, INC. filings.
Reported measures
Total assets
Resources recognized on the balance sheet. Book assets are not the market value of the business.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 4,006,419,000 | USD | |
| At 2015-09-30 | 2,529,705,000 | USD | |
| At 2014-09-30 | 2,054,031,000 | USD |
Total liabilities
Recognized obligations at the reporting date. The definition and scope differ from interest-bearing debt.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 3,671,444,000 | USD | |
| At 2015-09-30 | 2,258,370,000 | USD |
Stockholders equity
The reported residual interest after liabilities. It is an accounting amount, not market capitalization.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 334,975,000 | USD | |
| At 2015-09-30 | 271,335,000 | USD | |
| At 2014-09-30 | 174,802,000 | USD | |
| At 2013-09-30 | 142,984,000 | USD |
Cash and cash equivalents
Cash and qualifying short-term liquid investments under the filer’s accounting policy. Restricted cash and longer-term investments may be reported separately.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 773,830,000 | USD | |
| At 2015-09-30 | 27,658,000 | USD | |
| At 2014-09-30 | 29,832,000 | USD | |
| At 2013-09-30 | 40,063,000 | USD |
Net income or loss
Reported profit or loss for the period. Check the filing for attribution, exceptional items and discontinued operations before comparing companies.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2016-07-01 to 2016-09-30 | 6,006,000 | USD | 92 |
| 2015-10-01 to 2016-09-30 | 33,220,000 | USD | 366 |
| 2016-04-01 to 2016-06-30 | 8,873,000 | USD | 91 |
| 2016-01-01 to 2016-03-31 | 14,283,000 | USD | 91 |
| 2015-10-01 to 2015-12-31 | 4,058,000 | USD | 92 |
| 2015-07-01 to 2015-09-30 | 4,639,000 | USD | 92 |
| 2014-10-01 to 2015-09-30 | 18,055,000 | USD | 365 |
| 2015-04-01 to 2015-06-30 | 4,640,000 | USD | 91 |
| 2015-01-01 to 2015-03-31 | 5,181,000 | USD | 90 |
| 2014-10-01 to 2014-12-31 | 3,595,000 | USD | 92 |
| 2014-07-01 to 2014-09-30 | 3,363,000 | USD | 92 |
| 2013-10-01 to 2014-09-30 | 15,713,000 | USD | 365 |
| 2014-04-01 to 2014-06-30 | 4,204,000 | USD | 91 |
| 2014-01-01 to 2014-03-31 | 4,144,000 | USD | 90 |
| 2013-10-01 to 2013-12-31 | 4,002,000 | USD | 92 |
Operating cash flow
Cash generated or used by operating activities. Working-capital timing can make this differ substantially from reported income.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 78,011,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 48,956,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 25,813,000 | USD | 365 |
Capital expenditure payments
Cash payments to acquire property, plant and equipment. This taxonomy concept does not capture every form of investment or acquisition.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 6,979,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 5,031,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 2,329,000 | USD | 365 |
Financing cash flow
Net cash from financing activities, including borrowing, repayments and transactions with owners. A positive amount does not establish operating profitability.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 1,406,641,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 402,785,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 331,752,000 | USD | 365 |
Investing cash flow
Net cash from investing activities, including asset purchases, disposals and investment transactions. This differs from capital expenditure payments alone.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | -738,480,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | -453,915,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | -367,796,000 | USD | 365 |
Retained earnings or deficit
Accumulated undistributed earnings or deficit at the reporting date. This balance is not cash available for distribution.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 127,190,000 | USD | |
| At 2015-09-30 | 98,359,000 | USD |
Basic weighted-average shares
Time-weighted shares used for basic earnings per share. This denominator differs from shares outstanding at a single reporting date.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 8,414,831 | shares | 366 |
| 2014-10-01 to 2015-09-30 | 6,725,849 | shares | 365 |
| 2013-10-01 to 2014-09-30 | 6,113,276 | shares | 365 |
Diluted weighted-average shares
Weighted-average shares used for diluted earnings per share. Potential shares are included under the applicable dilution rules, not simply added to outstanding shares.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 8,481,421 | shares | 366 |
| 2014-10-01 to 2015-09-30 | 6,794,800 | shares | 365 |
| 2013-10-01 to 2014-09-30 | 6,198,409 | shares | 365 |
Basic earnings per share
Reported earnings or loss per basic common share or unit. Inspect attribution, share classes and restatements before comparing periods. This is not a market return.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2016-07-01 to 2016-09-30 | 0.71 | USD/shares | 92 |
| 2015-10-01 to 2016-09-30 | 3.95 | USD/shares | 366 |
| 2016-04-01 to 2016-06-30 | 1.05 | USD/shares | 91 |
| 2016-01-01 to 2016-03-31 | 1.69 | USD/shares | 91 |
| 2015-10-01 to 2015-12-31 | 0.49 | USD/shares | 92 |
| 2015-07-01 to 2015-09-30 | 0.64 | USD/shares | 92 |
| 2014-10-01 to 2015-09-30 | 2.68 | USD/shares | 365 |
| 2015-04-01 to 2015-06-30 | 0.67 | USD/shares | 91 |
| 2015-01-01 to 2015-03-31 | 0.79 | USD/shares | 90 |
| 2014-10-01 to 2014-12-31 | 0.58 | USD/shares | 92 |
| 2014-07-01 to 2014-09-30 | 0.54 | USD/shares | 92 |
| 2013-10-01 to 2014-09-30 | 2.57 | USD/shares | 365 |
| 2014-04-01 to 2014-06-30 | 0.69 | USD/shares | 91 |
| 2014-01-01 to 2014-03-31 | 0.68 | USD/shares | 90 |
| 2013-10-01 to 2013-12-31 | 0.66 | USD/shares | 92 |
Diluted earnings per share
Reported earnings or loss per share under dilution rules. Antidilutive instruments may be excluded. A diluted value can equal the basic value without implying no potential dilution.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2016-07-01 to 2016-09-30 | 0.7 | USD/shares | 92 |
| 2015-10-01 to 2016-09-30 | 3.92 | USD/shares | 366 |
| 2016-04-01 to 2016-06-30 | 1.04 | USD/shares | 91 |
| 2016-01-01 to 2016-03-31 | 1.68 | USD/shares | 91 |
| 2015-10-01 to 2015-12-31 | 0.49 | USD/shares | 92 |
| 2015-07-01 to 2015-09-30 | 0.64 | USD/shares | 92 |
| 2014-10-01 to 2015-09-30 | 2.66 | USD/shares | 365 |
| 2015-04-01 to 2015-06-30 | 0.66 | USD/shares | 91 |
| 2015-01-01 to 2015-03-31 | 0.78 | USD/shares | 90 |
| 2014-10-01 to 2014-12-31 | 0.58 | USD/shares | 92 |
| 2014-07-01 to 2014-09-30 | 0.53 | USD/shares | 92 |
| 2013-10-01 to 2014-09-30 | 2.53 | USD/shares | 365 |
| 2014-04-01 to 2014-06-30 | 0.68 | USD/shares | 91 |
| 2014-01-01 to 2014-03-31 | 0.67 | USD/shares | 90 |
| 2013-10-01 to 2013-12-31 | 0.65 | USD/shares | 92 |
Income tax expense or benefit
Current and deferred income tax expense or benefit for continuing operations. This accounting expense differs from cash taxes paid.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 5,602,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 1,368,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 2,906,000 | USD | 365 |
Net property, plant and equipment
Carrying amount of property, plant and equipment after accumulated depreciation, depletion and amortization. It is not replacement cost or market value.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 18,626,000 | USD | |
| At 2015-09-30 | 17,393,000 | USD |
Interest expense
Borrowing costs recognized as interest expense. This is distinct from cash interest paid and may not include every capitalized borrowing cost.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2016-07-01 to 2016-09-30 | 1,836,000 | USD | 92 |
| 2015-10-01 to 2016-09-30 | 4,091,000 | USD | 366 |
| 2016-04-01 to 2016-06-30 | 844,000 | USD | 91 |
| 2016-01-01 to 2016-03-31 | 691,000 | USD | 91 |
| 2015-10-01 to 2015-12-31 | 720,000 | USD | 92 |
| 2015-07-01 to 2015-09-30 | 660,000 | USD | 92 |
| 2014-10-01 to 2015-09-30 | 2,387,000 | USD | 365 |
| 2015-04-01 to 2015-06-30 | 593,000 | USD | 91 |
| 2015-01-01 to 2015-03-31 | 473,000 | USD | 90 |
| 2014-10-01 to 2014-12-31 | 661,000 | USD | 92 |
| 2014-07-01 to 2014-09-30 | 567,000 | USD | 92 |
| 2013-10-01 to 2014-09-30 | 2,398,000 | USD | 365 |
| 2014-04-01 to 2014-06-30 | 638,000 | USD | 91 |
| 2014-01-01 to 2014-03-31 | 544,000 | USD | 90 |
| 2013-10-01 to 2013-12-31 | 649,000 | USD | 92 |
Goodwill carrying amount
Recognized goodwill remaining after accumulated impairment. It arises from business combinations and does not measure the current value of the company’s brand.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 36,928,000 | USD | |
| At 2015-09-30 | 36,928,000 | USD | |
| At 2015-09-08 | 25,400,000 | USD | |
| At 2014-12-02 | 11,600,000 | USD | |
| At 2014-09-30 | 0 | USD |
Net finite-lived intangible assets
Finite-lived intangible assets after amortization. This excludes goodwill and should not be combined with indefinite-lived intangible assets without checking scope.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 28,921,000 | USD | |
| At 2015-09-30 | 33,577,000 | USD | |
| At 2014-09-30 | 2,588,000 | USD |
Common shares outstanding
Common shares outstanding at the reporting date. This point-in-time count differs from the weighted-average shares used for earnings per share and can exclude other share classes.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 8,523,641 | shares | |
| At 2015-09-30 | 8,163,022 | shares |
Additional paid-in capital
Capital contributed above par value under this concept. It records historical contributions, not the current value of the equity or cash on hand.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 184,780,000 | USD | |
| At 2015-09-30 | 170,749,000 | USD |
Accumulated other comprehensive income or loss
Cumulative other comprehensive items after tax, such as translation and unrealized hedging or securities effects. These amounts have not passed through net income.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 22,920,000 | USD | |
| At 2015-09-30 | 2,455,000 | USD |
Gross property, plant and equipment
Cost of property, plant and equipment before accumulated depreciation. Historical cost does not indicate current value or replacement cost.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 56,075,000 | USD | |
| At 2015-09-30 | 49,723,000 | USD |
Accumulated depreciation on property, plant and equipment
Cumulative depreciation, depletion and amortization recorded against property, plant and equipment. It measures cost allocation to date, not physical wear or market value.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 37,449,000 | USD | |
| At 2015-09-30 | 32,330,000 | USD |
Net intangible assets excluding goodwill
Intangible assets other than goodwill after amortization and impairment. Internally developed intangibles are usually not recognized, so this understates what a company relies on.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2016-09-30 | 28,921,000 | USD | |
| At 2015-09-30 | 33,577,000 | USD |
Pre-tax income or loss from continuing operations
Income or loss from continuing operations before income taxes and noncontrolling interests. It excludes discontinued operations and is not net income.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 38,822,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 19,423,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 18,619,000 | USD | 365 |
Comprehensive income or loss
Net income plus other comprehensive income after tax. It includes unrealized items that net income excludes and is not a cash measure.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 53,685,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 23,919,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 32,589,000 | USD | 365 |
Depreciation expense
Depreciation recognized for the period under this concept. It is a noncash allocation of asset cost and may exclude amortization and depletion reported elsewhere.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 5,400,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 4,600,000 | USD | 365 |
| 2013-10-01 to 2014-09-30 | 3,500,000 | USD | 365 |
Amortization of intangible assets
Amortization recognized on finite-lived intangible assets. It follows acquisition accounting and does not indicate the intangibles are losing usefulness at that rate.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2015-10-01 to 2016-09-30 | 4,828,000 | USD | 366 |
| 2014-10-01 to 2015-09-30 | 1,635,000 | USD | 365 |
Inspect the source
- Entity
- PATHWARD FINANCIAL, INC. / CIK 0000907471
- Captured
- SEC response SHA-256
c63d7cb8e98c988e9cefa5eaf4e9bfa542a590c74f27d400a6464d236adce1e0
Current SEC company facts · Download the original response snapshot (gzip) · Download the selected JSON
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import json
from urllib.request import urlopen
with urlopen("https://canlicapital.com/company-data/0000907471.json") as response:
record = json.load(response)
print(record["fetched_at"])
print(record["policy"])
for concept in record["concepts"]:
print(concept["tag"], next(iter(concept["observations"])))