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Cuprina Holdings (Cayman) Limited: 20-F filed 2026-04-27

What Cuprina Holdings (Cayman) Limited reported in its annual report (foreign private issuer) filed 2026-04-27 (fiscal FY 2025): 49 published measures, 165 facts as tagged in accession 0001493152-26-019085.

This filing

Form
20-F (annual report (foreign private issuer))
Filed
2026-04-27
Fiscal period
fiscal FY 2025
Accession
0001493152-26-019085 on SEC EDGAR

Values are as tagged in this filing. A later filing can restate them; each measure links to its history page, which shows the latest-filed value per period. All Cuprina Holdings (Cayman) Limited filings.

Reported measures

Total assets

Resources recognized on the balance sheet. Book assets are not the market value of the business.

PeriodValueUnitDays
At 2025-12-318,504,597SGD
At 2024-12-311,745,035SGD
At 2025-12-316,611,675USD

Total liabilities

Recognized obligations at the reporting date. The definition and scope differ from interest-bearing debt.

PeriodValueUnitDays
At 2025-12-313,449,172SGD
At 2024-12-316,204,757SGD
At 2025-12-312,681,467USD

Stockholders equity

The reported residual interest after liabilities. It is an accounting amount, not market capitalization.

PeriodValueUnitDays
At 2025-12-315,055,425SGD
At 2024-12-31-4,459,722SGD
At 2023-12-31-2,987,284SGD
At 2022-12-31-1,778,299SGD
At 2025-12-313,930,208USD

Cash and cash equivalents

Cash and qualifying short-term liquid investments under the filer’s accounting policy. Restricted cash and longer-term investments may be reported separately.

PeriodValueUnitDays
At 2025-12-313,117,682SGD
At 2024-12-31116,472SGD
At 2025-12-312,423,760USD

Net income or loss

Reported profit or loss for the period. Check the filing for attribution, exceptional items and discontinued operations before comparing companies.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-4,673,447SGD365
2024-01-01 to 2024-12-31-1,560,535SGD366
2023-01-01 to 2023-12-31-1,119,555SGD365
2025-01-01 to 2025-12-31-3,633,248USD365

Operating cash flow

Cash generated or used by operating activities. Working-capital timing can make this differ substantially from reported income.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-9,133,948SGD365
2024-01-01 to 2024-12-31-1,235,981SGD366
2023-01-01 to 2023-12-31-894,981SGD365
2025-01-01 to 2025-12-31-7,100,947USD365

Capital expenditure payments

Cash payments to acquire property, plant and equipment. This taxonomy concept does not capture every form of investment or acquisition.

PeriodValueUnitDays
2025-01-01 to 2025-12-3158,229SGD365
2024-01-01 to 2024-12-3121,884SGD366
2023-01-01 to 2023-12-3167,977SGD365
2025-01-01 to 2025-12-3145,268USD365

Revenue

Revenue under this specific accounting concept. A missing value is not zero; filers can use other revenue concepts.

PeriodValueUnitDays
2025-01-01 to 2025-12-3149,894SGD365
2024-01-01 to 2024-12-3148,321SGD366
2023-01-01 to 2023-12-31100,773SGD365
2025-01-01 to 2025-12-3138,789USD365

Contract revenue excluding tax

Revenue from customer contracts excluding assessed taxes under this specific taxonomy concept. It is not automatically comparable to older revenue tags.

PeriodValueUnitDays
2025-01-01 to 2025-12-3149,894SGD365
2024-01-01 to 2024-12-3148,321SGD366
2023-01-01 to 2023-12-31100,773SGD365
2025-01-01 to 2025-12-3138,789USD365

Financing cash flow

Net cash from financing activities, including borrowing, repayments and transactions with owners. A positive amount does not establish operating profitability.

PeriodValueUnitDays
2025-01-01 to 2025-12-3112,231,742SGD365
2024-01-01 to 2024-12-311,340,977SGD366
2023-01-01 to 2023-12-31433,075SGD365
2025-01-01 to 2025-12-319,509,245USD365

Investing cash flow

Net cash from investing activities, including asset purchases, disposals and investment transactions. This differs from capital expenditure payments alone.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-58,229SGD365
2024-01-01 to 2024-12-31-21,884SGD366
2023-01-01 to 2023-12-31-67,977SGD365
2025-01-01 to 2025-12-31-45,268USD365

Retained earnings or deficit

Accumulated undistributed earnings or deficit at the reporting date. This balance is not cash available for distribution.

PeriodValueUnitDays
At 2025-12-31-9,234,500SGD
At 2024-12-31-4,561,053SGD
At 2025-12-31-7,179,118USD

Basic weighted-average shares

Time-weighted shares used for basic earnings per share. This denominator differs from shares outstanding at a single reporting date.

PeriodValueUnitDays
2025-01-01 to 2025-12-3120,471,507shares365
2024-01-01 to 2024-12-3118,000,000shares366
2023-01-01 to 2023-12-3118,000,000shares365

Diluted weighted-average shares

Weighted-average shares used for diluted earnings per share. Potential shares are included under the applicable dilution rules, not simply added to outstanding shares.

PeriodValueUnitDays
2025-01-01 to 2025-12-3120,471,507shares365
2024-01-01 to 2024-12-3118,000,000shares366
2023-01-01 to 2023-12-3118,000,000shares365

Basic earnings per share

Reported earnings or loss per basic common share or unit. Inspect attribution, share classes and restatements before comparing periods. This is not a market return.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-22.83SGD/shares365
2024-01-01 to 2024-12-31-8.68SGD/shares366
2023-01-01 to 2023-12-31-6.22SGD/shares365
2025-01-01 to 2025-12-31-17.75USD/shares365

Diluted earnings per share

Reported earnings or loss per share under dilution rules. Antidilutive instruments may be excluded. A diluted value can equal the basic value without implying no potential dilution.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-22.83SGD/shares365
2024-01-01 to 2024-12-31-8.68SGD/shares366
2023-01-01 to 2023-12-31-6.22SGD/shares365
2025-01-01 to 2025-12-31-17.75USD/shares365

Net property, plant and equipment

Carrying amount of property, plant and equipment after accumulated depreciation, depletion and amortization. It is not replacement cost or market value.

PeriodValueUnitDays
At 2025-12-3177,525SGD
At 2024-12-3158,065SGD
At 2025-12-3160,270USD

Operating income or loss

Operating revenue less operating expenses for the reporting period. It excludes items outside the reported operating result and is not free cash flow.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-4,829,829SGD365
2024-01-01 to 2024-12-31-1,645,259SGD366
2023-01-01 to 2023-12-31-1,068,329SGD365
2025-01-01 to 2025-12-31-3,754,823USD365

Current assets

Assets classified as current under the normal operating cycle or one-year boundary. Not all current assets can be converted immediately into cash.

PeriodValueUnitDays
At 2025-12-317,331,174SGD
At 2024-12-311,656,030SGD
At 2025-12-315,699,428USD

Interest expense

Borrowing costs recognized as interest expense. This is distinct from cash interest paid and may not include every capitalized borrowing cost.

PeriodValueUnitDays
2025-01-01 to 2025-12-3114,724SGD365
2024-01-01 to 2024-12-311,783SGD366
2023-01-01 to 2023-12-31727SGD365
2025-01-01 to 2025-12-3111,447USD365

Current liabilities

Obligations classified as current under the operating-cycle or one-year boundary. The balance includes more than short-term borrowing.

PeriodValueUnitDays
At 2025-12-313,115,414SGD
At 2024-12-316,041,029SGD
At 2025-12-312,421,996USD

Current accounts payable

Current amounts owed to suppliers for goods and services received. This is one component of current liabilities, not all accrued obligations.

PeriodValueUnitDays
At 2025-12-311,177SGD
At 2025-12-31915USD

Net current accounts receivable

Current customer receivables after the allowance for credit loss. The balance is not cash collected or a guarantee of collection.

PeriodValueUnitDays
At 2025-12-3118,218SGD
At 2024-12-3126,389SGD
At 2025-12-3114,163USD

Operating expenses

Recurring operating costs under this accounting concept, generally excluding production costs included in cost of sales. Check filing presentation before combining expense subtotals.

PeriodValueUnitDays
2025-01-01 to 2025-12-314,829,184SGD365
2024-01-01 to 2024-12-311,642,235SGD366
2023-01-01 to 2023-12-311,104,934SGD365
2025-01-01 to 2025-12-313,754,322USD365

Net inventory

Inventory carrying amount after applicable valuation and LIFO reserves. It does not establish realizable selling proceeds or inventory turnover without other inputs.

PeriodValueUnitDays
At 2024-12-311,730SGD

Gross profit

Revenue less the costs directly attributed to the goods or services sold. It precedes other operating expenses and is not net income.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-645SGD365
2024-01-01 to 2024-12-31-3,024SGD366
2023-01-01 to 2023-12-3136,605SGD365
2025-01-01 to 2025-12-31-501USD365

Cost of revenue

Costs attributed to goods produced and sold and services provided during the period. This is not the sum of every operating expense.

PeriodValueUnitDays
2025-01-01 to 2025-12-3150,539SGD365
2024-01-01 to 2024-12-3151,345SGD366
2023-01-01 to 2023-12-3164,168SGD365
2025-01-01 to 2025-12-3139,290USD365

Selling, general and administrative expense

Selling and general administrative costs reported under this concept. It is an expense category, not a substitute for total operating expenses.

PeriodValueUnitDays
2025-01-01 to 2025-12-314,602,300SGD365
2024-01-01 to 2024-12-311,400,873SGD366
2023-01-01 to 2023-12-31937,200SGD365
2025-01-01 to 2025-12-313,577,937USD365

Research and development expense

Research and development costs recognized as expense. Capitalization policies and acquired projects can make this differ from total cash invested in development.

PeriodValueUnitDays
2025-01-01 to 2025-12-31226,884SGD365
2024-01-01 to 2024-12-31241,362SGD366
2023-01-01 to 2023-12-31167,734SGD365
2025-01-01 to 2025-12-31176,385USD365

Additional paid-in capital

Capital contributed above par value under this concept. It records historical contributions, not the current value of the equity or cash on hand.

PeriodValueUnitDays
At 2025-12-3113,912,778SGD
At 2024-12-3178,722SGD
At 2025-12-3110,816,122USD

Accumulated other comprehensive income or loss

Cumulative other comprehensive items after tax, such as translation and unrealized hedging or securities effects. These amounts have not passed through net income.

PeriodValueUnitDays
At 2025-12-31348,542SGD
At 2024-12-31-1,594SGD
At 2025-12-31271,115USD

Operating lease right-of-use asset

Carrying amount of the right to use leased assets under operating leases. It reflects discounted remaining payments, not the value of the underlying property.

PeriodValueUnitDays
At 2025-12-31316,725SGD
At 2024-12-3130,940SGD
At 2025-12-31246,229USD

Operating lease liability

Present value of remaining operating lease payments. Discount-rate choices and lease terms affect the amount; it is not the sum of undiscounted future rent.

PeriodValueUnitDays
At 2025-12-31317,790SGD
At 2024-12-3135,812SGD
At 2025-12-31247,057USD

Long-term debt

Long-term borrowings under this concept, which can include the current portion depending on presentation. It is not total liabilities and may exclude leases and other obligations.

PeriodValueUnitDays
At 2025-12-31164,929SGD
At 2025-12-31128,220USD

Gross property, plant and equipment

Cost of property, plant and equipment before accumulated depreciation. Historical cost does not indicate current value or replacement cost.

PeriodValueUnitDays
At 2025-12-31263,243SGD
At 2024-12-31207,260SGD
At 2025-12-31204,652USD

Accumulated depreciation on property, plant and equipment

Cumulative depreciation, depletion and amortization recorded against property, plant and equipment. It measures cost allocation to date, not physical wear or market value.

PeriodValueUnitDays
At 2025-12-31185,718SGD
At 2024-12-31149,195SGD
At 2025-12-31144,382USD

Other noncurrent assets

Noncurrent assets the filer does not present separately. The composition differs by filer and is described only in the filing.

PeriodValueUnitDays
At 2025-12-31779,173SGD
At 2025-12-31605,748USD

Accrued current liabilities

Current obligations accrued for goods and services received but not yet invoiced or paid. This is one component of current liabilities, not all short-term obligations.

PeriodValueUnitDays
At 2025-12-3130,626SGD
At 2024-12-31323,971SGD
At 2025-12-3123,809USD

Prepaid expenses and other current assets

Prepayments and other current assets grouped under this concept. The balance is not cash and its composition differs by filer.

PeriodValueUnitDays
At 2025-12-313,867,250SGD
At 2024-12-3179,727SGD
At 2025-12-313,006,492USD

Pre-tax income or loss from continuing operations

Income or loss from continuing operations before income taxes and noncontrolling interests. It excludes discontinued operations and is not net income.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-4,610,098SGD365
2024-01-01 to 2024-12-31-1,508,604SGD366
2023-01-01 to 2023-12-31-1,085,767SGD365
2025-01-01 to 2025-12-31-3,583,999USD365

Profit or loss including noncontrolling interests

Net income or loss including the portion attributable to noncontrolling interests. It can differ from the net income attributable to the parent that per-share figures use.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-4,673,447SGD365
2024-01-01 to 2024-12-31-1,560,535SGD366
2023-01-01 to 2023-12-31-1,119,555SGD365
2025-01-01 to 2025-12-31-3,633,248USD365

Comprehensive income or loss

Net income plus other comprehensive income after tax. It includes unrealized items that net income excludes and is not a cash measure.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-4,323,311SGD365
2024-01-01 to 2024-12-31-1,562,438SGD366
2023-01-01 to 2023-12-31-1,118,985SGD365
2025-01-01 to 2025-12-31-3,361,044USD365

Depreciation expense

Depreciation recognized for the period under this concept. It is a noncash allocation of asset cost and may exclude amortization and depletion reported elsewhere.

PeriodValueUnitDays
2025-01-01 to 2025-12-3136,523SGD365
2024-01-01 to 2024-12-3142,185SGD366
2023-01-01 to 2023-12-3135,059SGD365
2025-01-01 to 2025-12-3128,394USD365

Nonoperating income or expense

Total nonoperating income or expense, which can include interest, investment results and other items. A positive value is not operating profit.

PeriodValueUnitDays
2025-01-01 to 2025-12-31219,731SGD365
2024-01-01 to 2024-12-31136,655SGD366
2023-01-01 to 2023-12-31-17,438SGD365
2025-01-01 to 2025-12-31170,824USD365

Interest paid, net

Cash interest paid during the period, net of amounts capitalized where the filer reports it that way. It differs from interest expense recognized.

PeriodValueUnitDays
2025-01-01 to 2025-12-3170,584SGD365
2024-01-01 to 2024-12-31221SGD366
2023-01-01 to 2023-12-31727SGD365
2025-01-01 to 2025-12-3154,874USD365

Proceeds from issuing common stock

Cash received from issuing common stock during the period. It is gross of costs only where the filer reports it so, and it does not include noncash issuances.

PeriodValueUnitDays
2025-01-01 to 2025-12-3117,606,040SGD365
2025-01-01 to 2025-12-3113,687,351USD365

Operating lease payments

Cash paid for operating lease liabilities during the period. It differs from lease expense recognized and excludes variable payments in some presentations.

PeriodValueUnitDays
2025-01-01 to 2025-12-3163,352SGD365
2024-01-01 to 2024-12-3144,185SGD366
2023-01-01 to 2023-12-3146,402SGD365
2025-01-01 to 2025-12-3149,251USD365

Change in accounts receivable

The cash flow adjustment for the change in receivables during the period. A positive value under this concept means receivables grew and reduced operating cash flow.

PeriodValueUnitDays
2025-01-01 to 2025-12-31-8,151SGD365
2024-01-01 to 2024-12-31-24,430SGD366
2023-01-01 to 2023-12-3137,511SGD365
2025-01-01 to 2025-12-31-6,337USD365

Change in inventories

The cash flow adjustment for the change in inventories during the period. A positive value under this concept means inventory grew and reduced operating cash flow.

PeriodValueUnitDays
2023-01-01 to 2023-12-311,164SGD365

Inspect the source

Entity
Cuprina Holdings (Cayman) Limited / CIK 0001995704
Captured
2026-09-21T17:42:42.322Z
SEC response SHA-256
04d8fe3c96e864defc3206f824ead90acb6ab4b1a0c3a471af2559f817b3ff3c

Current SEC company facts · Download the original response snapshot (gzip) · Download the selected JSON

Every published concept a filing tagged, with the periods it covered, as reported in that filing at capture time. Forms 10-K, 10-K/A, 10-Q, 10-Q/A, 20-F, 20-F/A, 40-F, 40-F/A. A filing page needs at least 8 published concepts. Later filings can restate these values; the company history pages show the latest-filed value per period.

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with urlopen("https://canlicapital.com/company-data/0001995704.json") as response:
    record = json.load(response)
print(record["fetched_at"])
print(record["policy"])
for concept in record["concepts"]:
    print(concept["tag"], next(iter(concept["observations"])))