Cuprina Holdings (Cayman) Limited: 20-F filed 2025-05-14
What Cuprina Holdings (Cayman) Limited reported in its annual report (foreign private issuer) filed 2025-05-14 (fiscal FY 2024): 46 published measures, 164 facts as tagged in accession 0001641172-25-010302.
This filing
- Form
- 20-F (annual report (foreign private issuer))
- Filed
- 2025-05-14
- Fiscal period
- fiscal FY 2024
- Accession
- 0001641172-25-010302 on SEC EDGAR
Values are as tagged in this filing. A later filing can restate them; each measure links to its history page, which shows the latest-filed value per period. All Cuprina Holdings (Cayman) Limited filings.
Reported measures
Total assets
Resources recognized on the balance sheet. Book assets are not the market value of the business.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 1,745,035 | SGD | |
| At 2023-12-31 | 1,585,701 | SGD | |
| At 2024-12-31 | 1,282,831 | USD |
Total liabilities
Recognized obligations at the reporting date. The definition and scope differ from interest-bearing debt.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 6,204,757 | SGD | |
| At 2023-12-31 | 4,482,985 | SGD | |
| At 2024-12-31 | 4,561,315 | USD |
Stockholders equity
The reported residual interest after liabilities. It is an accounting amount, not market capitalization.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | -4,459,722 | SGD | |
| At 2023-12-31 | -2,897,284 | SGD | |
| At 2022-12-31 | -1,778,299 | SGD | |
| At 2021-12-31 | -683,522 | SGD | |
| At 2024-12-31 | -3,278,484 | USD | |
| At 2023-12-31 | -3,278,484 | USD |
Cash and cash equivalents
Cash and qualifying short-term liquid investments under the filer’s accounting policy. Restricted cash and longer-term investments may be reported separately.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 116,472 | SGD | |
| At 2023-12-31 | 35,263 | SGD | |
| At 2024-12-31 | 85,622 | USD |
Net income or loss
Reported profit or loss for the period. Check the filing for attribution, exceptional items and discontinued operations before comparing companies.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -1,560,535 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -1,119,555 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -1,094,516 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -1,147,199 | USD | 366 |
Operating cash flow
Cash generated or used by operating activities. Working-capital timing can make this differ substantially from reported income.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -1,235,981 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -894,981 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -1,849,674 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -908,609 | USD | 366 |
Capital expenditure payments
Cash payments to acquire property, plant and equipment. This taxonomy concept does not capture every form of investment or acquisition.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 21,884 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 67,977 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 16,049 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 16,088 | USD | 366 |
Revenue
Revenue under this specific accounting concept. A missing value is not zero; filers can use other revenue concepts.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 48,321 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 100,773 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 56,599 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 35,522 | USD | 366 |
Contract revenue excluding tax
Revenue from customer contracts excluding assessed taxes under this specific taxonomy concept. It is not automatically comparable to older revenue tags.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 48,321 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 100,773 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 56,599 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 35,522 | USD | 366 |
Financing cash flow
Net cash from financing activities, including borrowing, repayments and transactions with owners. A positive amount does not establish operating profitability.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 1,340,977 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 433,075 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 1,678,502 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 985,795 | USD | 366 |
Investing cash flow
Net cash from investing activities, including asset purchases, disposals and investment transactions. This differs from capital expenditure payments alone.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -21,884 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -67,977 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -31,284 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -16,088 | USD | 366 |
Retained earnings or deficit
Accumulated undistributed earnings or deficit at the reporting date. This balance is not cash available for distribution.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | -4,561,053 | SGD | |
| At 2023-12-31 | -3,000,518 | SGD | |
| At 2024-12-31 | -3,352,976 | USD |
Basic weighted-average shares
Time-weighted shares used for basic earnings per share. This denominator differs from shares outstanding at a single reporting date.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 18,000,000 | shares | 366 |
| 2023-01-01 to 2023-12-31 | 18,000,000 | shares | 365 |
| 2022-01-01 to 2022-12-31 | 18,000,000 | shares | 365 |
Diluted weighted-average shares
Weighted-average shares used for diluted earnings per share. Potential shares are included under the applicable dilution rules, not simply added to outstanding shares.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 18,000,000 | shares | 366 |
| 2023-01-01 to 2023-12-31 | 18,000,000 | shares | 365 |
| 2022-01-01 to 2022-12-31 | 18,000,000 | shares | 365 |
Basic earnings per share
Reported earnings or loss per basic common share or unit. Inspect attribution, share classes and restatements before comparing periods. This is not a market return.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -8.68 | SGD/shares | 366 |
| 2023-01-01 to 2023-12-31 | -6.22 | SGD/shares | 365 |
| 2022-01-01 to 2022-12-31 | -6.08 | SGD/shares | 365 |
| 2024-01-01 to 2024-12-31 | -6.38 | USD/shares | 366 |
Diluted earnings per share
Reported earnings or loss per share under dilution rules. Antidilutive instruments may be excluded. A diluted value can equal the basic value without implying no potential dilution.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -8.68 | SGD/shares | 366 |
| 2023-01-01 to 2023-12-31 | -6.22 | SGD/shares | 365 |
| 2022-01-01 to 2022-12-31 | -6.08 | SGD/shares | 365 |
| 2024-01-01 to 2024-12-31 | -6.38 | USD/shares | 366 |
Net property, plant and equipment
Carrying amount of property, plant and equipment after accumulated depreciation, depletion and amortization. It is not replacement cost or market value.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 58,065 | SGD | |
| At 2023-12-31 | 78,366 | SGD | |
| At 2024-12-31 | 42,685 | USD |
Operating income or loss
Operating revenue less operating expenses for the reporting period. It excludes items outside the reported operating result and is not free cash flow.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -1,645,259 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -1,068,329 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -1,175,788 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -1,209,482 | USD | 366 |
Current assets
Assets classified as current under the normal operating cycle or one-year boundary. Not all current assets can be converted immediately into cash.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 1,656,030 | SGD | |
| At 2023-12-31 | 1,435,049 | SGD | |
| At 2024-12-31 | 1,217,401 | USD |
Interest expense
Borrowing costs recognized as interest expense. This is distinct from cash interest paid and may not include every capitalized borrowing cost.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 1,783 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 727 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 1,842 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 1,311 | USD | 366 |
Current liabilities
Obligations classified as current under the operating-cycle or one-year boundary. The balance includes more than short-term borrowing.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 6,041,029 | SGD | |
| At 2023-12-31 | 4,425,473 | SGD | |
| At 2024-12-31 | 4,440,953 | USD |
Net current accounts receivable
Current customer receivables after the allowance for credit loss. The balance is not cash collected or a guarantee of collection.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 26,389 | SGD | |
| At 2023-12-31 | 50,819 | SGD | |
| At 2024-12-31 | 19,399 | USD |
Operating expenses
Recurring operating costs under this accounting concept, generally excluding production costs included in cost of sales. Check filing presentation before combining expense subtotals.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 1,642,235 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 1,104,934 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 1,195,766 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 1,207,259 | USD | 366 |
Net inventory
Inventory carrying amount after applicable valuation and LIFO reserves. It does not establish realizable selling proceeds or inventory turnover without other inputs.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 1,730 | SGD | |
| At 2023-12-31 | 7,665 | SGD | |
| At 2024-12-31 | 1,272 | USD |
Gross profit
Revenue less the costs directly attributed to the goods or services sold. It precedes other operating expenses and is not net income.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -3,024 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 36,605 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 19,978 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -2,223 | USD | 366 |
Cost of revenue
Costs attributed to goods produced and sold and services provided during the period. This is not the sum of every operating expense.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 51,345 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 64,168 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 36,621 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 37,745 | USD | 366 |
Selling, general and administrative expense
Selling and general administrative costs reported under this concept. It is an expense category, not a substitute for total operating expenses.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 1,400,873 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 937,200 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 902,887 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 1,029,826 | USD | 366 |
Research and development expense
Research and development costs recognized as expense. Capitalization policies and acquired projects can make this differ from total cash invested in development.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 241,362 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 167,734 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 292,879 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 177,433 | USD | 366 |
| 2023-01-01 to 2023-12-31 | 177,433 | USD | 365 |
Additional paid-in capital
Capital contributed above par value under this concept. It records historical contributions, not the current value of the equity or cash on hand.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 78,722 | SGD | |
| At 2023-12-31 | 78,722 | SGD | |
| At 2024-12-31 | 57,871 | USD |
Accumulated other comprehensive income or loss
Cumulative other comprehensive items after tax, such as translation and unrealized hedging or securities effects. These amounts have not passed through net income.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | -1,594 | SGD | |
| At 2023-12-31 | 309 | SGD | |
| At 2024-12-31 | -1,172 | USD |
Operating lease right-of-use asset
Carrying amount of the right to use leased assets under operating leases. It reflects discounted remaining payments, not the value of the underlying property.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 30,940 | SGD | |
| At 2023-12-31 | 72,286 | SGD | |
| At 2024-12-31 | 22,745 | USD |
Operating lease liability
Present value of remaining operating lease payments. Discount-rate choices and lease terms affect the amount; it is not the sum of undiscounted future rent.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 35,812 | SGD | |
| At 2023-12-31 | 79,270 | SGD | |
| At 2024-12-31 | 26,327 | USD |
Long-term debt
Long-term borrowings under this concept, which can include the current portion depending on presentation. It is not total liabilities and may exclude leases and other obligations.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 218,978 | SGD | |
| At 2024-12-31 | 160,978 | USD |
Gross property, plant and equipment
Cost of property, plant and equipment before accumulated depreciation. Historical cost does not indicate current value or replacement cost.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 207,260 | SGD | |
| At 2023-12-31 | 185,376 | SGD | |
| At 2024-12-31 | 152,363 | USD |
Accumulated depreciation on property, plant and equipment
Cumulative depreciation, depletion and amortization recorded against property, plant and equipment. It measures cost allocation to date, not physical wear or market value.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 149,195 | SGD | |
| At 2023-12-31 | 107,010 | SGD | |
| At 2024-12-31 | 109,678 | USD |
Accrued current liabilities
Current obligations accrued for goods and services received but not yet invoiced or paid. This is one component of current liabilities, not all short-term obligations.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 323,971 | SGD | |
| At 2023-12-31 | 375,439 | SGD | |
| At 2024-12-31 | 238,161 | USD |
Prepaid expenses and other current assets
Prepayments and other current assets grouped under this concept. The balance is not cash and its composition differs by filer.
| Period | Value | Unit | Days |
|---|---|---|---|
| At 2024-12-31 | 79,727 | SGD | |
| At 2023-12-31 | 72,603 | SGD | |
| At 2024-12-31 | 58,610 | USD |
Pre-tax income or loss from continuing operations
Income or loss from continuing operations before income taxes and noncontrolling interests. It excludes discontinued operations and is not net income.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -1,508,604 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -1,085,767 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -1,087,171 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -1,109,023 | USD | 366 |
Profit or loss including noncontrolling interests
Net income or loss including the portion attributable to noncontrolling interests. It can differ from the net income attributable to the parent that per-share figures use.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -1,560,535 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -1,119,555 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -1,094,516 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -1,147,199 | USD | 366 |
Comprehensive income or loss
Net income plus other comprehensive income after tax. It includes unrealized items that net income excludes and is not a cash measure.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -1,562,438 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -1,118,985 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | -1,094,777 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -1,148,598 | USD | 366 |
Depreciation expense
Depreciation recognized for the period under this concept. It is a noncash allocation of asset cost and may exclude amortization and depletion reported elsewhere.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 35,059 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 42,185 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 29,088 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 31,012 | USD | 366 |
Nonoperating income or expense
Total nonoperating income or expense, which can include interest, investment results and other items. A positive value is not operating profit.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 136,655 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | -17,438 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 88,617 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 100,459 | USD | 366 |
Interest paid, net
Cash interest paid during the period, net of amounts capitalized where the filer reports it that way. It differs from interest expense recognized.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 221 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 727 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 2,017 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 162 | USD | 366 |
Operating lease payments
Cash paid for operating lease liabilities during the period. It differs from lease expense recognized and excludes variable payments in some presentations.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | 44,185 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 46,402 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 32,043 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | 32,482 | USD | 366 |
Change in accounts receivable
The cash flow adjustment for the change in receivables during the period. A positive value under this concept means receivables grew and reduced operating cash flow.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2024-01-01 to 2024-12-31 | -24,430 | SGD | 366 |
| 2023-01-01 to 2023-12-31 | 37,511 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 38,444 | SGD | 365 |
| 2024-01-01 to 2024-12-31 | -17,959 | USD | 366 |
Change in inventories
The cash flow adjustment for the change in inventories during the period. A positive value under this concept means inventory grew and reduced operating cash flow.
| Period | Value | Unit | Days |
|---|---|---|---|
| 2023-01-01 to 2023-12-31 | 1,164 | SGD | 365 |
| 2022-01-01 to 2022-12-31 | 6,501 | SGD | 365 |
Inspect the source
- Entity
- Cuprina Holdings (Cayman) Limited / CIK 0001995704
- Captured
- 2026-09-21T17:42:42.322Z
- SEC response SHA-256
04d8fe3c96e864defc3206f824ead90acb6ab4b1a0c3a471af2559f817b3ff3c
Current SEC company facts · Download the original response snapshot (gzip) · Download the selected JSON
Every published concept a filing tagged, with the periods it covered, as reported in that filing at capture time. Forms 10-K, 10-K/A, 10-Q, 10-Q/A, 20-F, 20-F/A, 40-F, 40-F/A. A filing page needs at least 8 published concepts. Later filings can restate these values; the company history pages show the latest-filed value per period.
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Use this in research
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Read the published dataset with Python
import json
from urllib.request import urlopen
with urlopen("https://canlicapital.com/company-data/0001995704.json") as response:
record = json.load(response)
print(record["fetched_at"])
print(record["policy"])
for concept in record["concepts"]:
print(concept["tag"], next(iter(concept["observations"])))